Is roadside assistance worth getting?

 

Roadside assistance, like insurance, is something you might pay for but never use. It can still be useful if you are ever stranded. Consider the benefits and risks involved in purchasing coverage before you decide if it is worth the cost.

What is Roadside Assistance?

 

Roadside assistance is designed to help you get back on the road in case your vehicle becomes unrepairable. You can call your coverage provider at the designated hotline, or use a mobile app to request assistance if you have a question. If the service is covered by the plan, the provider will send someone to you.

Roadside Assistance Covers

 

These situations can be handled by most roadside assistance providers:

 

• You run out of gas and require fuel delivery.

 

• A flat tire needs to be replaced.

 

• You need to jumpstart your car, replace it or tow it to a charging station if its battery has died.

 

• Your vehicle is stuck in sand or mud, water, snow, or both.

 

• Lock yourself out of the car, or lose your keys/ Car Lockout Services

 

• Your car cannot be driven and must be town to the dealer or auto repair shop.

How to Decide If Roadside Assistance is Worth It

 

No matter how old your vehicle is, roadside assistance can be very helpful. Although older vehicles are more likely to need repairs, common problems such as a flat tire or dead battery, an empty gas tank, lock-out, and other issues like a flat tire can happen to anyone.

 

These are additional benefits and cons that you need to consider before deciding whether or not to purchase coverage.

 

Pros

 

• No matter where you are located, you may be an ability to call for assistance 24/7.
• It is possible to save significant money on services such as locksmithing and towing.
• If your car has mechanical problems, you don't need to rely on anyone else.

 

Cons

 

• If you don't have coverage through your insurance company, roadside assistance can prove costly.
• Certain coverage providers restrict the number of service calls that you can make each year.
• If the vehicle you need servicing is not covered by the plan, you may not be eligible.